BANKING LAW

The course is an interdisciplinary activity of the Bachelor's Degree in Economics and Business and at the same time suggested for those students of the Bachelor's Degrees in Economics and Management/Business Administration or International Trade and Tourism who are interested in the Master's Degree in Economics and Finance or generally in banking and finance.
The course aims to offer a panoramic view of the banking activity, with special attention to banking contracts (with hints to smart contracts) and anti-money laundering, combating terrorism and usury discipline.
Some lessons will be devoted also to the discipline of paying systems and to the phenomenon of cryptoactivities.

1. Knowledge and understanding
1.1 Knowledge of the various forms of the banking activity.
1.2 Knowledge of the general discipline of banking contracts, especially referred to transparency, anti-laundering and anti-usury.
1.3 Knowledge and analysis of the main banking contracts.

2. Applied skills of knowledge and understanding
2.1 Comprehension of the banking discipline on transparency, anti-laundering and anti-usury.
2.2 Capability of identification of the proper banking contract.
2.3 Comprehension of the discipline of each banking service.

3. Evaluation
3.1 Comprehension of the text of the law.
3.2 Capability of evaluation of the legal consequences of each banking contract.
3.3 Capability of balancing the different interests concerning contracts between bank and customer.

4. Communication skills
4.1 Proper reporting of the specific features of banking law.
4.2 Critical and dialogical interaction with the examiners during the examination.

Mandatory priority exam: Private Law (see https://www.unive.it/web/en/4624/exams ).
Students are suggested to know the contents of the course of Business and Economic Law (or Commercial Law) II.

1. General principles of the banking contracts. - 2. Client protection provisions and banking transparency regulation. - 3. Smart contracts (hints). - 4. Anti-usury Law. - 5. Anti-laundering and measures combating terrorism. - 6/7. Main banking contracts and other banking services. - 8. Payment instruments and systems. - 9. Cryptoactivities (hints).

A. URBANI (ed), L'attivita' delle banche, 2nd edit., Milan, Wolters Kluwer-Cedam, 2020, pp. 15-19, 33-79, 93-132, 143-149, 163-248, 265-345, 441-468, 533-554, 595-622, 669-676, 683-692; further, three chapters at your option: 11, 20, 21, 23, 25, 27, 28, 29, 30, 31, 33, 34, 35, 39, 40, 41, 43, 45, 47, 50, 51.

Additional learning material (such as legal sources) will be posted on Moodle platform.

Lectures will be integrated with some seminars provided by experts of banking law and by officers of credit institutions.

The final exam consists exclusively in an oral test in order to verify the knowledge and comprehension of the course contents, the proper reporting of them and the ability of consulting legal texts.

Regarding grade graduation (mode by which grades will be assigned), regardless of attending or non-attending mode:
A. scores in the 18-22 range will be awarded in the presence of:
- sufficient knowledge and applied comprehension skills with reference to the syllabus;
- limited ability to collect and/or interpret data, making independent judgments;
- sufficient communication skills, especially in relation to the use of specific language pertaining to the discipline of banking;
B. scores in the 23-26 range will be awarded in the presence of:
- fair knowledge and applied comprehension skills with reference to the syllabus;
- discrete ability to collect and/or interpret data, making independent judgments;
- fair communication skills, especially in relation to the use of specific language pertaining to the discipline of banking;
C. scores in the 27-30 range will be awarded in the presence of:
- good or very good knowledge and applied understanding with reference to the syllabus;
- good or excellent ability to collect and/or interpret data, making independent judgments;
- fully appropriate communication skills, especially in relation to the use of specific language pertaining to the discipline of banking.
D. honors will be awarded in the presence of knowledge and applied understanding with reference to the syllabus, judgment and communication skills, excellent.

Frontal lecturing and teacher-students interaction.

Italian

The course is in cooperation with Federazione Veneta delle Banche di Credito Cooperativo.

Accessibility, Disability and Inclusion
Accommodation and support services for students with disabilities and students with specific learning impairments:
Ca' Foscari abides by Italian Law (Law 17/1999; Law 170/2010) regarding support services and accommodation available to students with disabilities. This includes students with mobility, visual, hearing and other disabilities (Law 17/1999), and specific learning impairments (Law 170/2010). If you have a disability or impairment that requires accommodations (i.e., alternate testing, readers, note takers or interpreters) please contact the Disability and Accessibility Offices in Student Services: disabilita@unive.it.

oral

This subject deals with topics related to the macro-area "Circular economy, innovation, work" and contributes to the achievement of one or more goals of U. N. Agenda for Sustainable Development